Used Car Loan
Financing solutions for eligible pre-owned vehicle purchases.
Overview
Used Car Loan
- Suitable for
- Salaried and self-employed buyers of a pre-owned vehicle
- Purpose
- Financing for the purchase of an eligible pre-owned car
Loan amount, tenure, interest rate and fees vary by lender and applicant profile. Verified terms are shared after your eligibility assessment.
Key Features
Built for a simpler borrowing experience.
Digital Application
Apply through a simple digital journey.
Multiple Lender Options
Explore available lending options through the platform.
Transparent Process
Clear application status and documentation requirements.
Dedicated Support
Support throughout the application journey.
Eligibility
Who may apply
- Stable income source (salaried or self-employed)
- Vehicle age and condition within lender norms
- Valid applicant KYC and satisfactory credit profile
- Vehicle valuation and RC verification
Final eligibility is determined by the lender based on applicant profile and internal policies.
Documents generally required
Keep these handy
- Applicant KYC (PAN + Aadhaar)
- Income proof — salary slips / ITR / business financials
- Recent bank statements
- Vehicle Registration Certificate (RC)
- Vehicle valuation and inspection reports (as required)
Additional documents may be requested during processing based on lender requirements.
How it works
Application journey
- 01
Check Eligibility
- 02
Submit Details
- 03
Verification
- 04
Lender Review
- 05
Offer & Documentation
- 06
Disbursal
Plan your EMI
Illustrative EMI calculator
EMI Calculator
Plan your loan
Illustrative calculation only. Actual rate, fees, tenure and repayment terms are subject to the lender's approval.
FAQ
Common questions
Answers to the questions applicants ask most often about used car loan.
Ready to explore your options?
Start a digital application or track an existing one — whichever fits where you are today.