Privacy Policy

PRIVACY & DATA PROTECTION

Privacy Policy

RIRA Capital, powered by RJ Finserv Solutions Private Limited, respects your privacy and is committed to protecting your personal information.

Effective Date: 05 September 2026

Last Updated: 05 September 2026

1. About This Privacy Policy

This Privacy Policy explains how RIRA Capital, powered by RJ Finserv Solutions Private Limited (“RIRA Capital”, “we”, “us”, or “our”), collects, uses, processes, stores and protects information provided by visitors and users of our website and services.

This Privacy Policy applies to information collected through www.riracapital.in, online forms, communication channels and other interactions with RIRA Capital.

2. Company Information

RIRA CAPITAL

CIN: U66190MP2025PTC075899

Registered Office:

B 188, Chattra Chhaya Colony, Sector No. 01,

Pithampur, District Dhar, Madhya Pradesh – 454775, India

Email: riracapital.in@gmail.com

Website: www.rjfinservsolutions.com

Phone: +91 9755556192

3. Information We Collect

Depending on the services requested by you, we may collect information including:

• Full Name

• Mobile Number

• Email or Gmail ID

• PAN details

• Aadhaar details

• Date of Birth

• Residential Address

• Office Address

• Company and employment details

• Monthly salary or income details

• Salary account information

• Loan requirement and financial information

• Bank statement, salary slip and other supporting documents

• Information provided through phone, WhatsApp, email or website forms

4. Information You Provide

We may receive information when you submit an enquiry, apply for loan assistance, complete a form, contact us by phone, WhatsApp or email, communicate with our representatives, or otherwise voluntarily provide information to us.

5. How We Use Your Information

We may use the information collected from you to:

• Process and review your loan assistance request

• Contact you regarding your application

• Verify information and documents

• Coordinate with relevant banks, NBFCs and lending institutions

• Provide loan-related assistance and services

• Communicate application status and requirements

• Maintain internal records and MIS

• Respond to enquiries and support requests

• Improve our website and services

• Prevent fraud, duplicate applications and unauthorized activity

• Comply with applicable legal and regulatory requirements

6. Loan Application Processing

When you submit a loan assistance request through RIRA Capital, the information and documents provided by you may be reviewed for the purpose of assisting with your loan application.

Where required, relevant information may be shared with appropriate banks, NBFCs or lending institutions for processing and evaluation of the application.

7. Sharing Information With Lending Partners

To provide the requested loan assistance service, relevant information may be shared with banks, NBFCs, lending institutions, financial service providers, verification partners and authorized service providers, as reasonably necessary for processing your request.

The concerned lender may independently assess your eligibility and application according to its own policies and requirements.

8. Loan Approval and Disbursal

RIRA Capital provides loan assistance and corporate DSA-related services and is not itself a bank or NBFC.

Submission of an application does not guarantee loan approval or disbursal.

The final decision regarding eligibility, approval, loan amount, interest rate, tenure, charges and disbursal is made by the concerned bank, NBFC or lending institution according to its applicable policies and criteria.

9. Consent

By submitting your information through our website, forms, phone, WhatsApp, email or other communication channels, you consent to the collection and use of your information for the purposes described in this Privacy Policy, subject to applicable law.

Where additional consent is required, we may request such consent separately.

10. Communication With You

By providing your mobile number or email address, you may receive communications relating to your enquiry, loan application, documentation, verification, application status, service updates and other relevant matters.

Where applicable, you may request to stop promotional communications. Service-related communications may continue where necessary to provide or support the requested service.

11. Cookies and Similar Technologies

Our website may use cookies and similar technologies to improve website functionality, security, user experience and understand website usage.

You may be able to manage or disable cookies through your browser settings. Some website features may not function properly if certain cookies are disabled.

12. Data Security

We take reasonable technical and organizational measures to protect personal information against unauthorized access, misuse, loss, alteration or disclosure.

However, no electronic transmission or storage system can be guaranteed to be completely secure. We therefore cannot guarantee absolute security of information transmitted or stored electronically.

13. Data Retention

We may retain personal information for as long as reasonably necessary to provide services, maintain business and transaction records, comply with applicable legal or regulatory requirements, resolve disputes, prevent fraud and enforce our rights.

When information is no longer required for these purposes, it may be deleted or securely disposed of, subject to applicable legal requirements.

14. Third-Party Websites and Services

Our website may contain links to third-party websites, applications or services.

RIRA Capital is not responsible for the privacy practices, security, content or policies of third-party websites or services.

We recommend reviewing the applicable privacy policy of any third-party website before providing personal information.

15. Children's Privacy

Our services are intended for adults who are legally eligible to apply for financial services.

We do not knowingly collect personal information from children where such collection is prohibited by applicable law.

16. Your Privacy Rights

Subject to applicable law, you may contact us regarding your personal information and request access, correction, updating or other applicable privacy-related assistance.

To make a privacy-related request, please contact us using the contact details provided in this Privacy Policy.

17. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, technology, business practices or applicable legal requirements.

Any updated version will be published on this page with a revised “Last Updated” date.

18. Contact Us

For questions, concerns or requests regarding this Privacy Policy or your personal information, please contact us.

RIRA CAPITAL

Phone: +91 9755556192

Email: riracapital.in@gmail.com

Website: www.rjfinservsolutions.com

Registered Office:

B 188, Chattra Chhaya Colony, Sector No. 01,

Pithampur, District Dhar,

Madhya Pradesh – 454775, India

Office Hours:

Monday to Saturday, 10:00 AM – 6:00 PM

19. Acknowledgement

By using our website or submitting information to RIRA Capital, you acknowledge that you have read and understood this Privacy Policy and agree to the processing of your information as described herein, subject to applicable law.

20. Privacy Policy Information

Effective Date: 05 September 2026

Last Updated: 05 September 2026

RIRA CAPITAL